The Social Security Administration (SSA) has fixed Wednesday, August 27, 2025, as the date for the last Social Security Disability Insurance (SSDI) payment of the month. This payment is only for people whose birthdays fall between the 21st and 31st of any month.
SSDI benefits mainly help disabled workers cover essentials like rent, bills, and medicines, though they usually do not cover every expense of daily life.
SSDI August 2025 Final Payment Schedule
The August 27 deposit is the closing payment for the month. SSA automatically deposits the money directly into bank accounts through electronic transfer. For those who do not use banking services, checks are sent by mail. Beneficiaries don’t need to take any action as long as their eligibility remains valid.
The full August payment schedule looks like this:
August 1: For those who began receiving disability benefits before May 1997 and for people who get both SSDI and SSI.
August 13: For people born between the 1st and 10th of the month.
August 20: For people born between the 11th and 20th.
August 27: For people born between the 21st and 31st.
How SSDI Payments Are Calculated
The amount each person receives under SSDI is not the same for everyone. It is calculated based on their past work history and the income on which they paid Social Security taxes. In January 2025, a 2.5% Cost-of-Living Adjustment (COLA) was added to monthly payments to help offset inflation.
Even though COLA raises benefits slightly, many seniors’ groups argue that it does not keep up with actual living costs, which continue to rise year after year.
Maximum SSDI Benefit in 2025
The highest SSDI payment in 2025 is $4,018 per month. However, only a small number of people qualify for this. To reach this maximum, a worker must have:
At least 35 years of Social Security contributions
Consistently high earnings throughout their career
Wages close to the maximum taxable income limit of $176,100 in 2025
It’s important not to confuse this with the maximum Social Security retirement benefit, which is $5,108 per month in 2025. That amount applies to workers who retired after paying Social Security taxes for many years without needing SSDI.
Average SSDI Benefit in 2025
Most SSDI recipients receive much less than the maximum. In 2025, the average monthly SSDI payment is between $1,537 and $1,581.
The actual distribution shows that:
Many beneficiaries receive between $900 and $1,600 per month
Very few reach the maximum benefit of $4,018
The final SSDI payment for August 2025 will go out on August 27 to beneficiaries with birthdays from the 21st to the 31st. While SSDI offers financial help, it is not designed to replace a full income.
Most recipients receive amounts that cover only part of their living expenses, with only a small number qualifying for the maximum benefit. Understanding the payment schedule and average benefit amounts helps recipients plan their monthly budgets better.
