The Social Security Administration (SSA) has almost finished sending out its August 2025 payments, with over 72.8 million Americans receiving their benefits this month. This includes retirees, surviving family members, disabled workers under the SSDI program, and those receiving Supplemental Security Income (SSI).
Payments are made in several rounds each month, and August’s final payment is scheduled for this week. If you’re wondering when your money is coming or how much you might receive, here’s a complete breakdown.
How Social Security Payments Are Scheduled Each Month
The SSA follows a fixed structure for monthly payments:
1st of the month: SSI recipients get paid.
3rd of the month: Some Social Security and SSDI recipients (typically those who started receiving benefits before May 1997) receive their payments.
Second Wednesday: People born between the 1st and 10th of the month.
Third Wednesday: People born between the 11th and 20th.
Fourth Wednesday: People born between the 21st and 31st.
For August 2025, the Wednesdays fall on:
August 13 (Second Wednesday)
August 20 (Third Wednesday)
August 27 (Fourth Wednesday – This Week)
This means that if your birthday falls between the 21st and 31st, your Social Security payment is arriving this week, on August 27, marking the final round of deposits for the month.
No SSI Payment in September: Here’s Why
While most beneficiaries are preparing for the September cycle, SSI recipients need to take special note: the September 1 payment will be issued early, on Friday, August 29. This change is due to Labor Day (a federal holiday) falling on September 1.
Since the SSA does not process payments on holidays or weekends, the deposit is made on the last business day before the 1st.
This means August will have two SSI payments, but September will have none. It’s important to plan ahead and treat the August 29 payment as September’s income.
Maximum Social Security and SSI Payments in 2025
The amount you receive from Social Security depends on when you start collecting and your earnings history. Here’s a summary of the maximum monthly payments:
| Benefit Type | Maximum Monthly Payment |
|---|---|
| Full Retirement (66–67 yrs) | $4,018 |
| Early Retirement (62 yrs) | $2,831 |
| Delayed Retirement (70 yrs) | $5,108 |
| Disability (SSDI) | $4,018 |
| SSI – Individual | $967 |
| SSI – Couple (joint claim) | $1,450 |
| SSI – Essential Person | $484 |
SSI payments are based on need and are funded by general tax revenue. They do not require work history, unlike Social Security retirement or SSDI benefits.
Didn’t Get Your Payment? Here’s What to Do
If your Social Security or SSI payment hasn’t arrived, don’t panic. Here’s a checklist before contacting the SSA:
Double-check your bank account to ensure it wasn’t delayed or misdirected.
Verify your personal and payment information on file with SSA is correct.
Allow at least 3 business days after your expected payment date before reaching out.
If everything seems fine and you still haven’t received your payment:
Call SSA at 1-800-772-1213, Monday to Friday, 8 AM to 7 PM.
TTY users can call 1-800-325-0778.
Visit www.ssa.gov/myaccount to view your payment status or report a problem online.
Prefer face-to-face help? Visit your local SSA office, but call first—some locations require appointments.
With August’s final Social Security payment being issued this week and the early SSI deposit for September arriving on August 29, it’s crucial for beneficiaries to stay updated. Understanding the SSA’s payment structure helps avoid surprises—especially when months like September have no SSI payments.
Budgeting wisely, staying informed, and knowing how to report missing payments can help you manage your benefits smoothly, even when the calendar throws in a few twists.
