The Social Security Administration (SSA) has officially released its September 2025 payment schedule, providing millions of Americans with the information they need to plan their finances.
With different benefit types—like SSI, SSDI, and retirement benefits—following different timelines, it’s important to know exactly when your payment will arrive. There’s also a key change this month due to a federal holiday, which affects Supplemental Security Income (SSI) recipients.
Here’s a clear breakdown of what to expect in September 2025.
Early SSI Payment Coming in August 2025
Normally, SSI payments are issued on the 1st of every month. But when the 1st falls on a weekend or federal holiday, the SSA pushes the payment back to the previous business day.
That’s exactly what’s happening in September 2025. Since September 1st falls on Labor Day (Monday)—a federal holiday—SSI payments will be sent out early, on Friday, August 29, 2025.
Important: This is your September SSI payment, not a bonus. There will be no additional SSI deposit on September 1st.
Social Security and SSDI Payment Schedule for September
Unlike SSI, Social Security retirement and SSDI (disability) benefits are paid based on your date of birth. Here’s the breakdown for September 2025:
| Date of Birth Range | Payment Date |
|---|---|
| 1st–10th of the month | Wednesday, Sept 10 |
| 11th–20th of the month | Wednesday, Sept 17 |
| 21st–31st of the month | Wednesday, Sept 24 |
Special Rule for Long-Term and Dual Beneficiaries
Some beneficiaries don’t follow the birthday-based schedule. This includes:
People who started receiving benefits before May 1997
Those who receive both SSI and Social Security
These individuals will receive their September benefit on a fixed date:
Wednesday, September 3, 2025
This applies to both disability and retirement benefit recipients in this category.
SSA Benefit Amounts for 2025 (With COLA Applied)
Thanks to the 2.5% Cost of Living Adjustment (COLA) implemented by the SSA, benefit amounts for 2025 have increased slightly to keep up with inflation. Here’s a look at the updated maximum monthly benefit figures:
| Benefit Type | 2025 Monthly Maximum |
|---|---|
| SSI – Individual | $967 |
| SSI – Eligible Couple | $1,450 |
| Social Security (Retirement at FRA) | $4,018 |
| Social Security (Delayed Retirement at 70) | $5,108 |
| SSDI (based on max taxable earnings) | $4,018 |
Note: Actual benefit amounts vary depending on your work history, lifetime earnings, and other income.
Who Qualifies for Each Program?
SSI: For low-income individuals who are elderly (65+), blind, or disabled.
SSDI: For individuals with disabilities who have paid enough into Social Security through work.
Retirement: For eligible seniors who’ve reached retirement age (usually 66–67), with higher payments for those who delay benefits until 70.
Survivor Benefits: For the spouse, child, or dependent of a deceased worker who qualified for Social Security.
In September 2025, SSI recipients will receive an early payment on August 29, while retirement and disability beneficiaries will receive their payments on September 3, 10, 17, or 24, depending on their situation. Thanks to the 2.5% COLA, beneficiaries will also see slightly higher monthly amounts.
Understanding this schedule can help you budget better and avoid confusion—especially with early payments that may feel like a “bonus,” but really are just arriving ahead of schedule due to holiday rules.
