The Social Security Disability Insurance (SSDI) program provides monthly payments to millions of beneficiaries in the United States. This article breaks down the SSDI payment schedule, eligibility requirements, and how to resolve issues if your payment is delayed.
August SSDI Payment Schedule
This week, the second August payment is being sent out. The payment, which is for SSDI beneficiaries born between the 11th and 20th of any month, will be processed on Wednesday, August 21.
The date of birth determines the payment schedule, which is divided into three rounds each month. The rounds are distributed based on the beneficiary’s date of birth to ensure the timely delivery of payments.
SSDI Eligibility Criteria
To qualify for SSDI, you must meet the following requirements:
- Work History: You must have worked and contributed to Social Security through payroll taxes.
- Medical Condition: You must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
- Age Requirement: While SSDI is available to individuals under full retirement age, the amount may be reduced if you claim benefits before reaching full retirement age.
Age Reduction Criteria
If you claim SSDI benefits before reaching full retirement age, your monthly payment may be reduced. The Social Security Administration (SSA) states that full retirement age depends on your birth year, ranging between 66 and 67. Claiming benefits early can lead to a reduction in your monthly amount, which can be up to 30%.
How Much Will You Receive?
The amount you receive from SSDI depends on your income history and the amount you have contributed to Social Security during your working years. In 2025, the average SSDI payment is approximately $1,537 per month. However, some beneficiaries may receive more, especially if they have contributed for many years.
What to Do if You Don’t Receive Your Payment?
If your SSDI payment doesn’t show up on the expected date, follow these steps:
- Wait at least 3 Business Days: Sometimes, payments may be delayed.
- Verify Your Account Information: Double-check your bank account or Direct Express card to ensure the correct details.
- Contact the SSA: If the payment is still missing, contact the Social Security Administration at 1-800-772-1213 for assistance.
- Check Your Personal Information: Ensure all your information on the official SSA portal is up-to-date.
By staying on top of these details, you can ensure you receive your SSDI payments promptly and correctly.
