The Social Security Administration (SSA) has released the official payment schedule for August 2025, which indicates when different groups of beneficiaries will receive their payments.
These payments depend on factors such as the beneficiary’s birthdate, benefit type (e.g., retirement, SSI, SSDI), and other specific circumstances like fixed residence. Additionally, all payments include the 2.5% Cost-of-Living Adjustment (COLA) for 2025.
August 2025 Payment Schedule
Payments are generally processed on the date indicated in the schedule. If the payment date falls on a weekend or federal holiday, payments will be issued on the previous business day.
Here’s when the payments will be made:
Friday, August 1st (Already Paid):
This covers multiple groups of recipients, including:
Supplemental Security Income (SSI) benefits for August.
Retirement/SSDI beneficiaries who started receiving benefits before May 1997.
People receiving both SSI and Social Security benefits.
Beneficiaries whose Medicare premiums are paid by their state.
Beneficiaries with a fixed residence outside the United States.
Wednesday, August 13th:
For recipients of retirement, spousal, survivor, or SSDI benefits (started after May 1997) whose birthdays fall between the 1st and 10th of any month.
Wednesday, August 20th:
For recipients of retirement, spousal, survivor, or SSDI benefits (started after May 1997) whose birthdays fall between the 11th and 20th of any month.
Wednesday, August 27th:
For recipients of retirement, spousal, survivor, or SSDI benefits (started after May 1997) whose birthdays fall between the 21st and 31st of any month.
SSI Recipients Get Dual Payments in August
Due to Labor Day falling on September 1st, 2025 (a federal holiday), the usual September SSI payment will be issued early on Friday, August 29th. This early payment only applies to SSI recipients, not to Social Security payments.
Beneficiaries receiving both SSI and Social Security benefits have already received their combined payment on August 1st and will not receive another payment on August 29th.
Maximum Benefit Amounts for 2025
The maximum benefit amount depends on the type of benefit and the beneficiary’s work history, income, and age at the time they start receiving benefits.
At age 62 (early retirement): Up to $2,831 per month.
At full retirement age (FRA): $4,018 per month (approximately $48,216 annually).
At age 70 (deferred retirement): $5,108 per month.
These amounts represent the highest limits for individuals who earned high incomes during their careers and chose to start benefits at the specified ages. Most beneficiaries receive less than these maximum amounts.
SSDI and SSI Benefits
SSDI: The maximum SSDI payment is $4,018 per month. However, the average SSDI payment is around $1,580 per month, depending on the beneficiary’s work history.
SSI: This program provides financial assistance to low-income individuals who are 65 or older, blind, or disabled. The federal maximum SSI amounts for 2025 are:
Individuals: Up to $967 per month.
Couples (both receive SSI): Up to $1,450 per month.
Essential Persons (caregivers): $484 per month.
With the release of the August 2025 Social Security payment schedule, beneficiaries can now know when to expect their payments, including the benefits for retirement, SSDI, and SSI. With the 2.5% COLA adjustment, these payments will reflect the increased cost of living.
Remember that there are also special early payments for SSI due to Labor Day. To stay on top of your benefits and payment schedule, be sure to refer to the SSA’s official communications and check the dates carefully.
