On Wednesday, July 23, 2025, the Social Security Administration (SSA) will make its monthly payments to beneficiaries born between the 21st and 31st of any month. This payment is part of the third cycle of monthly payments, which are distributed on the fourth Wednesday of every month.
If you fall into this group, it’s important to be aware of the details surrounding these payments and what steps you need to take to ensure that you receive your benefits on time.
Payment Schedule Based on Date of Birth
The Social Security payment system in the United States is organized by the beneficiary’s date of birth. Here’s how the payment schedule works:
Born between the 1st and 10th: Payments are made on the second Wednesday of each month.
Born between the 11th and 20th: Payments are made on the third Wednesday of each month.
Born between the 21st and 31st: Payments are made on the fourth Wednesday of each month, which for July 2025 falls on the 23rd.
How Much Will Beneficiaries Receive?
The amount of money that beneficiaries will receive varies depending on several factors, including their work history, years of contributions, and retirement age. On average, Social Security beneficiaries in 2025 receive around $1,907 per month if they retired at full retirement age.
If someone retires early, they can expect about $1,500 a month. However, those who choose to delay their retirement until age 70 can receive up to $2,700 or more per month.
Who Qualifies for This Payment?
This payment applies to individuals who are receiving Social Security retirement benefits and were born between the 21st and 31st of any month. It also includes some disability (SSDI) and survivors beneficiaries, as long as they are not receiving combined payments with Supplemental Security Income (SSI), as SSI payments follow a different schedule.
What to Do if the Payment Does Not Arrive?
If you are expecting a Social Security payment but do not receive it by the scheduled date, the SSA advises waiting at least three business days before reporting the issue.
If the payment still doesn’t arrive after this time, you should reach out to the Social Security office directly or check your account online to confirm the status of your payment.
Keeping Your Information Updated
To ensure there are no delays or issues with your payments, it’s crucial to keep your contact and banking information up to date in the Social Security system.
This includes updating your address, account number, and personal information. You can make these changes easily online or at your local Social Security office.
On Wednesday, July 23, 2025, Social Security beneficiaries born between the 21st and 31st of any month will receive their scheduled monthly payment. While the amount varies depending on various factors, it remains an essential source of income for millions of people.
By staying informed and ensuring your information is up to date, you can help ensure that your Social Security benefits are received without delay.
