In 2025, many beneficiaries in the United States are receiving monthly payments from the Supplemental Security Income (SSI) program, with a maximum amount of $967 for individuals. This is a crucial benefit for those who are elderly, disabled, or have limited financial resources.
The cost-of-living adjustment (COLA) applied this year has increased the maximum amount from $943 to $967, providing a vital source of support for many.
What Is the SSI Program?
The SSI program offers financial assistance to individuals who are 65 years or older, have disabilities, or have limited financial resources. Unlike Social Security Disability Insurance (SSDI) or Social Security retirement benefits, SSI does not require a work history for eligibility.
Children with disabilities may also qualify for SSI if they meet certain criteria.
In 2025, the maximum monthly SSI payment is $967 for individuals. For couples, the combined maximum amount is $1,450. If someone cares for a person receiving SSI, they may be eligible for a payment of $484 as an “essential person.”
Who Qualifies for SSI Payments?
To qualify for SSI benefits, you must meet the following requirements:
Be 65 years or older, or have a disability that prevents you from working.
Be a U.S. citizen or legal resident.
Have limited income and resources:
Up to $2,000 in resources for individuals.
Up to $3,000 for couples.
SSI provides vital support for individuals who might not have sufficient income to cover their basic needs, such as food, shelter, and medical care.
Social Security Payment Dates for July 2025
In July 2025, payments for Supplemental Security Income (SSI) will be made according to specific dates. Here’s a breakdown:
July 1: SSI payments will be made. If the 1st of the month falls on a weekend or holiday, payments will be made on the preceding business day.
July 3: Payments are for those who have been receiving Social Security benefits since before May 1997, or those who receive both SSI and Social Security benefits.
The rest of the payments will be made according to birthdates. These are the dates based on the recipient’s birthday:
Wednesday, July 9: For those born between the 1st and 10th of the month.
Wednesday, July 16: For those born between the 11th and 20th.
Wednesday, July 23: For those born between the 21st and 31st.
How the Cost-of-Living Adjustment (COLA) Affects Payments
For 2025, the Social Security Administration (SSA) applied a 2.5% cost-of-living adjustment (COLA), which raised the maximum SSI payment from $943 to $967 for individuals.
This adjustment is made annually to help keep up with inflation, ensuring that recipients have enough to meet their basic needs despite rising living costs.
The SSI program plays a vital role in supporting individuals who are elderly, disabled, or have limited income and resources. With the COLA adjustment for 2025, beneficiaries will receive slightly higher payments, with individuals receiving up to $967 per month.
If you are eligible for SSI, it’s important to stay updated on your payment dates to ensure you receive your benefits on time.
