Illinois is known for its deep-dish pizza, Chicago skyline, and Midwestern charm. But if you’re thinking of packing your bags and moving here, it’s worth knowing both sides of the story. While there are many great things about Illinois, the state also comes with its fair share of challenges.
Whether it’s the brutal winters or the high taxes, here are 11 honest reasons why living in Illinois might not be for everyone.
1. The Property Taxes Are Among the Highest in the U.S.
Illinois consistently ranks in the top five states for highest property taxes. Even modest homes can come with surprisingly steep annual tax bills, especially in suburban areas.
Why it’s tough: High taxes can eat into your income and make homeownership less affordable compared to other states.
2. The Winters Are No Joke
Snow, ice, bitter cold, and wind chill that bites through layers—Illinois winters are long and harsh, especially in the northern part of the state.
Why it’s tough: If you’re not a fan of scraping windshields or dealing with sub-zero temperatures, winter here might wear you down.
3. Chicago Traffic and Parking Can Be a Nightmare
While public transport is decent, driving in and around Chicago can test your patience. Add expensive parking and constant road construction, and commuting becomes a daily headache.
Why it’s tough: Traffic congestion is a way of life, and parking fees quickly add up.
4. State Budget Woes and Pension Problems
Illinois has a long history of financial mismanagement. From unpaid bills to underfunded pensions, the state’s economic issues can affect everything from taxes to public services.
Why it’s tough: Long-term financial instability can create uncertainty for residents and future retirees.
5. Political Corruption Has a Long Track Record
Illinois has earned a reputation for political scandals—especially in Chicago. A handful of governors have even served prison time.
Why it’s tough: Many residents feel frustrated by the lack of transparency and accountability in state and local governments.
6. Rural Areas Often Get Overlooked
While Chicago gets most of the attention (and funding), rural parts of Illinois often feel left behind. Poor infrastructure, fewer job opportunities, and underfunded schools are real concerns in small towns.
Why it’s tough: If you live outside major cities, you might feel like your voice isn’t heard.
7. Cost of Living Isn’t as Low as You’d Think
While it’s cheaper than New York or California, Illinois isn’t exactly a budget-friendly state. Housing in Chicago can be pricey, and the high taxes push up the overall cost of living.
Why it’s tough: You might not get the affordability you expected from a Midwestern state.
8. The Roads Are in Rough Shape
Potholes, construction delays, and crumbling infrastructure are common complaints across the state. Winters make things worse, and repairs often take forever.
Why it’s tough: Driving can be frustrating, not to mention hard on your car’s suspension and tires.
9. Job Growth Can Be Slow Outside Major Cities
While Chicago has a thriving economy in many sectors, smaller towns and cities don’t always offer the same job opportunities—especially for young professionals or those in tech and creative industries.
Why it’s tough: Career options may be limited if you’re not in a big city.
10. High Sales and Gas Taxes
Illinois not only has high property taxes—it also has some of the highest sales and gas taxes in the country. Everyday purchases and commutes can cost more than expected.
Why it’s tough: These added expenses can quietly pile up, affecting your monthly budget.
11. Weather Extremes Are Common
In addition to cold winters, Illinois also experiences hot, humid summers, tornado warnings, and flooding. It’s a state where the weather keeps you on your toes year-round.
Why it’s tough: Four seasons are nice in theory—until you realize they all come with extremes.
Illinois has a lot going for it—rich culture, good food, and iconic cities—but it’s not a one-size-fits-all kind of place. If you’re sensitive to high taxes, harsh weather, or frustrated by government inefficiency, living here might not be your dream come true.
That said, every place has its pros and cons. Knowing these 11 realities upfront can help you decide whether the Prairie State fits your lifestyle—or if it’s better left for visits and deep-dish cravings.
SOURCES
- (https://www.sroa.com/blog/lifestyle/pros-and-cons-of-living-in-illinois)
- (https://thehonestlocal.com/living-in-illinois-moving/)
- (https://www.midwestmoving.com/2024/02/21/pros-and-cons-of-living-in-illinois/)
