If you’re receiving Social Security payments or nearing retirement, important updates this month could affect your income. The Social Security Administration (SSA) has confirmed new deposit dates for August 2025, and it’s essential to know when to expect your payment.
Here’s the SSA’s payment schedule based on your birth date:
Wednesday, August 13: If your birthday falls between the 1st and 10th.
Wednesday, August 20: If your birthday falls between the 11th and 20th.
Wednesday, August 27: If your birthday falls between the 21st and 31st.
Special Exceptions
SSI recipients: If you also receive Supplemental Security Income (SSI) or began receiving Social Security benefits before May 1997, your payment will be made on Friday, August 1.
Second SSI payment: SSI beneficiaries will also receive a second payment on Friday, August 29, since September 1 (the usual payday) is a holiday.
Who Can Receive the Maximum $5,108 Payment?
For those who delayed retirement until age 70 and have earned sufficient work credits, the maximum Social Security payment in August 2025 is $5,108 per month. This is the highest amount available to retirees based on their work history.
Average Social Security Payments for August 2025
Retirees: The average monthly payment for retirees in August 2025 is approximately $1,976.
Couples: For married couples, the combined monthly payment can exceed $3,100.
Disability Beneficiaries (SSDI): Those receiving disability benefits can expect an average payment of around $1,537 per month.
What to Do if Your Payment Is Missing or Less Than Expected
If your payment doesn’t arrive on the scheduled date or is lower than usual, follow these steps:
- Wait at least three business days after the deposit date, as delays can occur.
- Check with your bank, as sometimes they may delay the crediting of funds.
- If the payment still hasn’t arrived, contact the SSA or log in to your “My Social Security” account online for updates.
Why Your Payment Might Be Lower
If your Social Security payment is lower than usual, it could be due to a recent policy change. Since July 2025, the SSA began deducting up to 50% of monthly payments to recover overpayments, up from the previous 10%. If you have outstanding overpayments, this could explain a reduction in your check.
