July 2025 Social Security Payments End: Here’s When the Next Deposit Arrives

July 2025 Social Security Payments End: Here’s When the Next Deposit Arrives

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For people receiving Social Security payments, July 2025 is almost over, and for some beneficiaries, there won’t be any more deposits until August. The Social Security Administration (SSA) follows a strict payment schedule, and while the payments are generally consistent each month, there are exceptions for holidays or weekends.

Since all scheduled deposits for July have already been issued, some recipients will have to wait until August to receive their next payments.

This delay mainly affects retirees, people on Social Security Disability Insurance (SSDI), and those who receive Supplemental Security Income (SSI), especially those who get both SSI and retirement benefits.

How the SSA Payment Schedule Works

The SSA has set payment dates for different groups of beneficiaries. Here’s a quick breakdown of when you can expect your next payment:

Retirement and SSDI Beneficiaries:

Second Wednesday of the month: For those born between the 1st and 10th of the month.

Third Wednesday of the month: For those born between the 11th and 20th.

Fourth Wednesday of the month: For those born between the 21st and 31st.

SSI Beneficiaries:

First day of the month: For those who receive SSI only.

Third of the month: For those who receive both retirement benefits and SSI or started receiving retirement before May 1997.

August 2025 Social Security Payment Dates

Since the last payment of July 2025 was made on Wednesday, July 24, beneficiaries will see the next round of payments starting in August.

Thursday, August 1: SSI recipients will get their payments.

Saturday, August 3: Payments will be issued for those who receive both retirement and SSI benefits or those who started their retirement benefits before 1997.

For other Social Security beneficiaries, here’s the August schedule:

Wednesday, August 14: For those born between the 1st and 10th of the month.

Wednesday, August 21: For those born between the 11th and 20th of the month.

Wednesday, August 28: For those born between the 21st and 31st of the month.

How Much Will You Receive?

In 2025, the maximum Social Security monthly payment is $5,108, but most beneficiaries receive an average of $2,000 per month. To reach the maximum payment, a few conditions must be met:

You need to delay claiming benefits until age 70.

You must have worked for at least 35 years and paid Social Security taxes.

You need to have earned 40 work credits.

If you want to know the exact amount you’ll receive or if you have questions about your specific payments, you can visit the official SSA website at SSA.gov or speak with an authorized representative for more details.

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