Is a $2,000 Fourth Stimulus Check Coming in July or August 2025? Here’s What You Need to Know

Is a $2,000 Fourth Stimulus Check Coming in July or August 2025? Here’s What You Need to Know

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Recently, there has been widespread speculation about a potential $2,000 fourth stimulus check set to be distributed in July or August 2025. These claims have gained traction across social media and in unverified articles, fueling hopes of more financial relief for struggling Americans.

However, there is no official confirmation or support for this proposal from credible sources like the Internal Revenue Service (IRS) or Congress. Let’s take a closer look at the rumors and what’s really happening.

The Spread of the $2,000 Fourth Stimulus Check Rumor

The idea of a $2,000 stimulus check being sent out in July or August 2025 has sparked interest and confusion.

Much of the speculation stems from a July 19 article by Rick Adams, which claims that lawmakers are considering the idea of issuing $2,000 checks due to growing public pressure. According to this article, the proposed eligibility includes:

Single filers earning under $75,000

Married couples earning under $150,000

Additional amounts for dependents

The article further suggests that direct deposits could begin in late 2025 or early 2026 if the proposal is approved.

What the IRS and Official Sources Say

Despite the growing buzz around the $2,000 stimulus check, there is no official legislative text or announcement from the IRS confirming this plan. In fact, the IRS and the Treasury Department have made it clear that they are not endorsing any new fourth stimulus check for 2025.

The most recent IRS releases, such as IR-2025-75 on July 15, 2025, focus on tax security and filing extensions, with no mention of additional stimulus payments.

Historically, the third round of Economic Impact Payments (stimulus checks) ended in 2021 under the American Rescue Plan, offering up to $1,400 per individual. The IRS is currently distributing $2.4 billion in unclaimed 2021 Recovery Rebate Credits, with payments set to be completed by late January 2025.

The End of Stimulus Payments and Current Proposals

No new federal stimulus legislation has been passed, and there is no bill currently before Congress proposing a fourth stimulus check for 2025.

Even President Trump’s February 2025 mention of a $5,000 “DOGE dividend” tied to Department of Government Efficiency savings remains a proposal without congressional backing, and there is no official timeline for its distribution.

Moreover, the April 15, 2025 deadline to claim the third Economic Impact Payment’s credit has passed, ruling out any further payments related to that program.

The Ongoing Strain of Inflation

Although inflation continues to put pressure on household budgets—particularly for the elderly and low-income groups—there are other forms of relief in place.

The 2025 Cost-of-Living Adjustment (COLA) for Social Security beneficiaries aims to provide some relief, but it is still not enough to offset the rising costs of essentials like food, rent, and healthcare.

Economists have also pointed out that proposed savings from DOGE (a cryptocurrency initiative) amount to about $807 per taxpayer—far below the $2,000 that some are speculating about. Additionally, this would require congressional approval and is still far from becoming a reality.

Beware of Scams and Misinformation

With the spread of rumors about a $2,000 stimulus check, there has been a rise in scams. Fraudulent texts and unverified forms are circulating, urging individuals to provide personal information or pay fees to claim these supposed payments.

The IRS has advised the public to avoid unsolicited payment requests and to rely on their official website (irs.gov) for updates.

While there are state-level rebates (like New York’s $200–$400 inflation checks), these are not related to a federal $2,000 payment, and the July-August timeline for a national check is unfounded.

Stay Informed and Avoid Misinformation

While a $2,000 fourth stimulus check sounds appealing, there is no evidence or official backing for such a payment in July or August 2025. Claims circulating online are based on speculation, and the IRS, Treasury Department, and Congress have not endorsed any new stimulus checks.

It’s important to stay informed by checking reliable sources like the IRS website to avoid falling for scams or misinformation.

The economic challenges brought on by inflation and rising costs are real, and some forms of relief, like Social Security COLA adjustments and state-level programs, are available to provide assistance. However, for now, there is no sign of another round of federal stimulus checks.

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