Social Security payments in the United States follow a set schedule determined by the Social Security Administration (SSA). If you’re retired or know someone who depends on these payments, it’s crucial to be aware of when to expect your next deposit.
The Social Security payment schedule for July 2025 is already set, but not everyone will receive their payment on the same day.
If you’re wondering whether you’ll get your Social Security payment on Wednesday, July 16, 2025, this article will help clarify who will receive their payment on that day and who will need to wait for a different date. The payment schedule depends on the beneficiary’s birth date and the type of benefit they receive. Let’s break it down.
Who Will NOT Receive Their Social Security Payment on July 16, 2025?
Several groups will not be receiving their payment on July 16, 2025. Let’s take a look at those groups and their corresponding payment dates:
- Beneficiaries Born Between the 1st and 10th of the Month:
This group received their payment on Wednesday, July 9, 2025. - Beneficiaries Born Between the 21st and 31st of the Month:
If your birthday falls in this range, your payment will be deposited on Wednesday, July 23, 2025. - People Who Started Receiving Benefits Before May 1997:
This group received their payment earlier, on Tuesday, July 1, 2025. - SSI (Supplemental Security Income) Recipients:
SSI beneficiaries received their payment on July 1, 2025, as usual.
Who Will Receive Their Social Security Payment on July 16, 2025?
If your birthday falls between the 11th and 20th of the month and you began receiving benefits after May 1997, you are in luck. Your Social Security payment will be deposited on Wednesday, July 16, 2025.
Social Security Payment Schedule for July 2025 at a Glance
Here’s the complete payment schedule for July 2025:
Tuesday, July 1: People who have been receiving benefits since before May 1997 and SSI beneficiaries.
Wednesday, July 9: Born between the 1st and 10th of the month.
Wednesday, July 16: Born between the 11th and 20th of the month (and those who began receiving benefits after May 1997).
Wednesday, July 23: Born between the 21st and 31st of the month.
How Much Will Social Security Beneficiaries Receive in 2025?
The amount of Social Security benefits depends on various factors, such as how much a person earned over their lifetime, their work history, and the age at which they decided to start receiving benefits. Here are some general averages for 2025:
Average Retirement Payment: Between $1,900 and $2,000 per month, depending on the individual’s income history.
Maximum Retirement Payment (at age 70): Up to $5,108 per month for those who decide to delay receiving benefits until they turn 70.
Average Disability Payment (SSDI): About $1,537 per month.
Average SSI Payment: Roughly $943 per month for people with low incomes or limited resources.
If you don’t receive your Social Security payment on July 16, 2025, it’s likely because your payment is scheduled for a different date. Be sure to check the payment schedule based on your birthdate to understand when to expect your next deposit.
Social Security payments vary, but understanding the schedule and the typical benefit amounts can help recipients plan their finances effectively.
