The second group of Social Security Disability Insurance (SSDI) beneficiaries will receive their payments starting on July 16, 2025. To ensure you continue to receive these payments without issues, it’s crucial to meet the necessary requirements, including staying updated on your income limits.
If you receive other types of income in addition to SSDI, make sure that your total monthly income does not exceed $1,530 or $2,590, depending on your circumstances.
Key SSDI Eligibility Criteria
SSDI is a monthly payment program offered by the Social Security Administration (SSA). It helps individuals with disabilities, including partial or total blindness, who have a history of working and contributing to payroll taxes.
To qualify for SSDI, you need to meet certain criteria, such as having a qualifying disability and sufficient work history. Additionally, your monthly income plays a role in determining whether you qualify for continued benefits.
Important SSDI Payment Dates: July 16, 2025
The SSDI payment schedule is divided into batches, with payments being issued on different dates based on the beneficiary’s date of birth. On July 16, the second group of SSDI recipients—those born between the 11th and 20th of the month—will receive their payments.
However, several factors can influence the amount of your payment, or even cause delays in receiving it. The Social Security Administration does not automatically disqualify recipients from SSDI due to receiving other types of income. Still, if your income exceeds the thresholds set by SSA, it could affect your benefits.
How to Ensure Your Monthly SSDI Payment Remains Unchanged
To avoid any surprise reductions or suspensions in your SSDI benefits, you must make sure your monthly income does not exceed the SSA’s limits.
The SSA has established the following income thresholds for SSDI beneficiaries:
$1,530 per month if you are not blind.
$2,590 per month if you are blind.
If your income exceeds these limits, you may risk losing all or part of your SSDI benefits. However, it is your responsibility to keep the SSA updated about any changes in your income.
How to Stay Within the Income Threshold
It’s simple to stay on top of your income limits. You should regularly track the total amount of money you earn each month to ensure it does not exceed the maximum limit. If you are unsure of your current earnings or want to double-check, you can easily view your work history through the mySocialSecurity portal.
Trial Work Period (TWP) Exception
There is an important exception to the SSDI income limits—the Trial Work Period (TWP). If you are enrolled in a TWP, you can earn more than the established income thresholds without the risk of losing your SSDI benefits, but only for a limited time.
The SSA allows you to work during this period and still receive your benefits, providing you a chance to test your ability to return to work while maintaining assistance.
If you’re unsure about your work status or want to confirm whether you qualify for the TWP, you can request a work status verification letter from the SSA by calling their office or visiting in person.
COLA and SSDI: What You Should Know
Remember, the Cost of Living Adjustment (COLA) for SSDI has already been applied to your payment. This annual adjustment was made in January 2025, so your benefit amount reflects the COLA increase. There are no other planned increases or decreases for your benefits unless the SSA makes an extraordinary decision.
For SSDI beneficiaries, receiving your payments without issue requires keeping track of your income and ensuring it stays within the SSA’s established limits. If you are also receiving income from other sources, you must be diligent about updating your information with the SSA through mySocialSecurity.
By doing so, you can avoid unexpected reductions or loss of benefits. Additionally, if you’re in a Trial Work Period, your income may exceed the threshold without affecting your SSDI payments.
Finally, keep in mind that COLA adjustments have already been applied to your 2025 benefits, and no other changes are expected unless a special decision is made.
