As July kicks off, many Americans are wondering if they will see a fourth federal stimulus check to help with rising living costs. With Independence Day approaching, the thought of new relief payments has many people hoping for a financial boost.
However, the reality is that while there will not be any new large-scale federal stimulus payments, millions of Americans will still receive significant deposits through existing programs.
Will There Be a Fourth Federal Stimulus Check?
The Internal Revenue Service (IRS) has made it clear that no fourth federal stimulus check will be sent out. The three rounds of Economic Impact Payments (EIPs), which were distributed between 2020 and 2021, have officially concluded.
Additionally, the Recovery Rebate Credit window, which allowed taxpayers to claim missing payments, ended in April 2025.
However, all is not lost. While no new stimulus checks will be issued, there have been some adjustments made. If you didn’t receive some of the previous payments, you might have seen deposits in May or June 2025.
These payments are not new stimulus checks but rather corrections or adjustments for missed payments from earlier rounds. The IRS conducted internal reviews and issued these adjustments to ensure that all eligible taxpayers received the correct amount.
Will There Be Stimulus Payments Before July 4?
If you’re hoping for a payment right before Independence Day, there is one scheduled payment before July 4. Supplemental Security Income (SSI) beneficiaries will receive their regular monthly payment on July 1, 2025. This payment will arrive on time, and no changes are expected.
Other Stimulus Payments Coming in July 2025
While there won’t be a large federal stimulus check, several other payments are set to be issued throughout July 2025, which could help millions of Americans:
Social Security Payments
Social Security benefits are distributed based on birthdates, with payments spread throughout the month. For July 2025, here are the key payment dates:
Wednesday, July 9: For beneficiaries born between the 1st and the 10th of any month.
Wednesday, July 16: For beneficiaries born between the 11th and the 20th.
Wednesday, July 23: For beneficiaries born between the 21st and the 31st.
These payments will be automatically deposited into the accounts of eligible recipients. If you are receiving Social Security benefits, you can check your payment schedule on the Social Security Administration’s website to ensure you know when your deposit will arrive.
IRS Tax Refunds
For taxpayers who filed paper returns between May 16 and May 31, 2025, tax refunds are expected to arrive between July 11 and July 25, 2025.
These refunds are separate from the Economic Impact Payments and are based on tax filings for the 2024 tax year. If you filed a paper return within this timeframe, be on the lookout for your refund during this window.
How Do You Know If You’re Eligible for Stimulus Payments?
If you are wondering whether you are eligible for any form of stimulus payment, you can take the following steps:
- Check Your IRS Online Account: Log in to your account on the IRS website to check the status of any stimulus payments, adjustments, or refunds.
- Check Your State’s Department of Revenue Website: Some states have implemented their own state-specific stimulus programs. These may provide additional payments, so make sure to check your state’s website for details.
- Stay Alert for Official Communications: Keep an eye on mail from the IRS or the Social Security Administration, as they will notify you if you are eligible for any payments or adjustments.
As of now, there are no new federal stimulus checks on the horizon for July 2025. The previous rounds of Economic Impact Payments have concluded, and the window for claiming missed payments has passed.
However, many Americans will still receive payments through existing programs like Supplemental Security Income (SSI), Social Security benefits, and IRS tax refunds. If you’re eligible for any of these, check your payment dates and stay informed through the IRS and your state’s revenue department.
