Social Security payments for July 2025 will be issued as per the usual schedule. However, if you’ve been overpaid by the Social Security Administration (SSA), expect your check to be smaller soon.
The SSA will begin withholding 50% of your benefits in late July if you haven’t yet repaid the overpaid amount. Here’s a breakdown of the payment dates and other important information.
Payment Schedule for Social Security Recipients
Social Security payments are typically sent out on Wednesdays, with the date depending on your birthdate. Here’s how the schedule looks for July:
Wednesday, July 9: For those whose birthdates are between the 1st and 10th of the month.
Wednesday, July 16: For those whose birthdates are between the 11th and 20th.
Wednesday, July 23: For those whose birthdates are between the 21st and 31st.
If you started receiving Social Security benefits before May 1997, your payment will be issued on the 3rd of the month, along with those who also receive Supplemental Security Income (SSI).
Supplemental Security Income (SSI) Payment Schedule for July 2025
SSI recipients will get their payments on the first business day of the month. For July, the payment will be issued on Tuesday, July 1st, 2025. Here are the upcoming SSI payment dates for the rest of the year:
Tuesday, July 1, 2025 (Check for July 2025)
Friday, August 1, 2025 (Check for August 2025)
Friday, August 29, 2025 (Check for September 2025)
Wednesday, October 1, 2025 (Check for October 2025)
Friday, October 31, 2025 (Check for November 2025)
Monday, December 1, 2025 (Check for December 2025)
Wednesday, December 31, 2025 (Check for January 2026)
What is SSI?
Supplemental Security Income (SSI) is a government program that provides financial assistance to individuals who are aged 65 or older, blind, or disabled. The program also assists children with disabilities.
To qualify, individuals generally cannot have monthly income above $2,019. SSI is designed to help those with limited resources.
If you think you might be eligible for SSI, you can apply online, visit your local Social Security office, or call 1-800-772-1213 for assistance. The TTY number for hearing-impaired applicants is 1-800-325-0778, and phone lines are open from 8 a.m. to 7 p.m. on weekdays.
Potential Social Security Overpayments
It’s important to note that if the SSA has overpaid you in the past, they may start withholding 50% of your monthly payments starting in late July. While the exact number of people affected is not clear, the SSA attempted to recover overpayments from about 2 million people in the fiscal year that ended in September 2023.
Make sure you check the SSA calendar for your exact payment date to help you budget accordingly. If you receive Social Security or SSI benefits, keep in mind the possibility of a smaller check if you owe any overpayments.
If you haven’t started repaying them yet, the SSA will begin withholding part of your benefits in late July. To stay updated on future schedules, check the SSA’s website for the full distribution calendar for 2025 and beyond.
